Day cruise to Cambridge - Cambridge, United Kingdom

A TripAdvisor™ TripWow video of a travel blog to Cambridge, United Kingdom by TravelPod blogger Marsgrl200. See this TripWow and more at tripwow.tripadvisor.com Day trip to Cambridge "Yesterday we went to Cambridge for the day. We got the train in the morning and walked around town all day and came back at night. We visited a lot of churches in Cambridge. Overall, England has a ton of churches everywhere, and I enjoy going into all of them to see how pretty they are. This is starting to annoy Eric. lol. So in Cambridge, we toured all the different colleges and went up the tower of Great St Mary's Church. Cambridge is a true college town. There are eight colleges here! This puts Gainesville to shame. lol. We went punting down the river. Punting is kinda like gondola's in Venice. Only, the boat is bigger, and so is the waterway. But the driver uses a big stick to move you down the river. Our driver was a bright red haired boy, about 18 years old. Some of the first colleges to be founded were built right on the banks of the river. On the riverside the colleges would benefit from this major trade route into the town of Cambridge. The result today is the "Backs", a one mile stretch of river that supports some of finest examples of architecture in England. Altogether there are 8 colleges and 9 bridges. These include Queens' College with the Mathematical Bridge, King's College with its famous chapel, and the Bridge Of Sighs at St. John's college. Our punter told us a story of ...



http://www.youtube.com/watch?v=y7vodbiyAYk&hl=en

Visit : nursing associate degree monitor How To Play Piano For Beginners

Safety & Security Ideas on Camping With Babies, Toddlers and Children of All Ages

At the end of this article is an answer to a note left regarding the article. The article begins here;

Bringing the whole family on a camping trip is one of the most creative, interesting, and natural things that you can do in your lifetime. You have come to the right page if you want to be as safe and as secure as you can be on any camping trip. First - safety and security begins with having the proper equipment and tools for your camping trip. There are certain rules of safety and security that you need to follow when you are camping out with babies and children. There are some tools and some equipment that will make your vacation easier and more fun.

Camping with baby:

If you are bringing a baby along on a trip, prepare ahead of time and buy a baby tent. This is a small enclosure that will hold one baby - with one baby infant seat. The enclosure is not really a "tent" but it is more a screen enclosure that you will use inside the tent or outside the tent. This will make your baby insect-proof. Your baby will be free from mosquitoes and spiders and their bites. Bring a sleeping bag for baby (for inside the tent, when the baby is not inside the baby tent. This kind of sleeping equipment will make your baby feel more secure than a regular blanket. Remember that your baby is not at home and might feel some apprehension about its' new temporary quarters. Use the sleeping bag at home for a few nights before you go on your camping trip. This way, your baby will be used to it and will be familiar with it on the trip. Bring bandages, over-the-counter medicine, bottled water, a ball, some toys and whatever else is familiar to the baby.

Location: When camping with babies or young children, try the "family" campsites first or the private campgrounds to see how the baby or children will react to the outdoors experience. Camping at a private campgrounds or family campgrounds offer many amenities that state parks might not offer. For example, at the private campgrounds, you might find a kiddie pool and a regular pool, an indoor store for necessities, internet connections, game rooms for children, golf carts, abundant water spigots and fountains, and many other items that make camping with children more fun. After choosing your campground, the next mission is to chose the best site for children and babies. You will want to choose a site that is near the bathrooms, near the public phones (bring a cellular phone too), and or near the store or the more trafficked areas of the campgrounds. When choosing a site near the bathrooms, choose the right one, not one too near it.

Important Timely Note: **This note added, March 19, 2008: Wow! At least once a year, you have a perfect location to camp at with your children, especially if you are beginning campers. This year, and most likely every year thereafter, there will be camping (for families) in NYC for one night. Most times throughout the year, there is no camping in Staten Island, New York. However, over the past month or so, I read that they are going to be camping out for one night in High Rock park. Reservations are needed and on March 24, they are going to accept the first reservations. (If you have missed it for this year, save this information because it will be helpful to you next year). You call up and reserve your space. Tell them that you have no tent and they will supply a tent to you for the night (as long as supplies last). You can also camp out with them that night if you have your own tent but you must still register to take part in this. You supply your own food and beverages but they will supply the campfire to roast marshmallows and cook your hotdogs. Sounds like an awesome night in people in New York, for beginning campers. This is your opportunity to get used to camping in a safe environment with expert supervision. (You must be of legal age to register). Look up park rangers or High Rock park on the net to find the details). This is only happening once a year in in this particular area, so be sure and telephone be March 24th to register.

A few years ago, one of the news items that did not make it into the newspapers, but did disturb the campgrounds, happened at Hecksher State Park in New York State. One night an RV family came into the campgrounds very late, after dark and proceeded to back into a water fountain. The driver of the RV did not look behind him as he parked and his RV landed right on top of a water fountain. The water fountain tilted and tipped, flooding the surrounding area with water. Thankfully, no human being was hit in this accident. But think of what a close call that was. . This campsite was the one very nearest the restroom and the area all around it was flooded. Good that no one had camped out there, so the only ones affected were the park rangers and the camper who ran the RV. So choose one close to the restrooms but not too close. You might want to choose a site that is near other family campers. Perhaps the children can play together in the daytime. Sometimes as an added safety precaution, campers put lights on the outside of their tents, and sometimes they use special camping blinking lights. If any campers near that water fountain had those lights on their tents that would have been an added protection for them that night when the RV ran over the water fountain.

Rules: Sounds simple? Most everyone knows the rules of the campgrounds if they have been camping in the past. But newcomers and children generally do not know the rules. One of the most important things that you can remind your children about are the vehicle and road rules. Remind them that the lanes in between the rows of tents are just like city roads. Cars and sometimes huge RVs travel those roads, so if the children are playing at the campgrounds, they must look both ways before crossing these innocent-looking lanes at campgrounds. So many times during the camping season, you will see children running and playing in or near the campsites roads. This is a very dangerous thing to do as there are many cars going back and forth even if you do not see them right away. Remind all children that roads are roads even when the roads are in campsites. Remember that RV that hit the water spigot and knocked it over ? That could have been a child. Luckily it was just a water spigot. You need to instruct the children on the road rules before you leave your vehicle and stress the importance of obeying all rules, including the road rules.

Food: Food rules are the next important. If you have decided to camp out in a state park, you need to stress the importance of food rules. Most times children do not understand why they cannot eat inside the tent (especially in bad weather). If you camp out anywhere in the wild or in state parks in any state, you must not have any food in your tent, not even cookies or cookie crumbs. Trust us on this one. Even at the most civilized camp sites, if you bring any food inside your tent you are asking for big trouble. There are state parks where there are no bears, but still the food rule should be number one on your list to remember. We camped out at Hecksher State Park in New York once or twice. We knew the food rule so we never brought any food into the tent and we did not leave any food on the picnic table either. That's almost a guarantee that you will have no animal visitors during the night. That's almost a guarantee but not a real promise. Even when you are diligent about camping rules and regulations, what your neighbors do will affect your stay at the camp. Sometimes your neighboring campers will forget food outside and that will be enough to bring raccoons and little animals and insects into your campsite. That happened to a friend of ours. While he was careful about camping and careful about his food, his neighbors left food out on the table - overnight. All through the night, the pesky raccoons kept pushing through the campsite going into everything they could find. They kept everyone up at night be their scavenger hunt for more food. Our friend found out the hard way that any food left out, even your neighbor's food, will attract small animals, raccoons and insects into his own campsite. He found out the hard way - by having the raccoons keep him up all night. You can learn the easy way, by just taking this advice. If your neighbors are inexperienced campers, tell them about the animals and raccoons that spill through the campgrounds at night. They will be glad you told them and you will have a good night's sleep. (Raccoons are creepy at night in the dark at night -especially since they are so bold). Good thing to remember is that some raccoons can carry or have rabies. So, store your food inside your car. Raccoons do open coolers up. Funny thing is that the one thing they could not do was open the zippered cooler.

Restrooms: Another important rule is that no one goes to the restroom alone after dark or at night. In the daytime also, accompany all children to the restroom. This is an important safety rule for our state parks in NY, and probably everywhere else also. If you think that this is "too safe" , think again. In some of our state parks, there are homeless people camping out; in others, there might even be newly-released inmates, and in others there might even be perverts. Yes, this might be shocking to you and it is something that most people do not think or want to think about. But the truth is -that is the truth. So, watch the children when they go off to the bathroom in the daytime and if they do not come out quickly, go and check on them. And, after dark or near dark, the rule must be that no one goes to the rest room alone. You can wait outside for the older children and you go inside the restroom with the younger ones.

Don't Feed or Pet Wild Animals: You need to instruct children to not approach and to not pet wild animals, no matter how cute they look. Remind the children that some wild animals carry or have rabies. Some of the bold raccoons at Hecksher and some other parks will approach you and the children if you leave food out at night. So the best way to avoid this is to keep all food in plastic containers and keep them in your car. Keep the family pets at home (find pet sitters for them). Family pets attract wild animals and insects. Besides, if you are on vacation, you will want to leave them home and enjoy their company when you return. If you MUST bring family pets, the best place to go is to family campsites that advertise that they welcome pets. There are one or two state parks that accept animals. Do the research online and find out where these parks are.

Weather:

There is a difference between a storm and a rainy day. If you are prepared, relaxed and intent on enjoying your camping experience, even rain will not ruin your camping vacation. It is an interesting experience. That's really roughing it. That's camping! However, with babies and children, the wet camping experience is different and less fun. So here's how to handle weather. Bring a solar-powered radio and solar-powered flashlight. Having a radio on stormy or rainy days makes all the difference in a camping trip. Tune in to the weather station and you will find out if the storm is temporary or will last for days. You can plan - that is so much better than just having bad weather happen to you. If the rainy weather is just going to last for an hour or three, you can rough it out and outlast the rain. So , do not pack up and go home. Having that radio makes a big difference.

Rainy Days: These are great fun days and a great excuse to sit in the tent and get to know each other better. You can talk, chat, play games, share stories, and read. READ? Who ever heard of reading on a camping trip. Yes, you can read. Bring enough flashlights for the night. You can wait out the rain and you can play and read until the rain stops. If it is a light sprinkle, this is great for blowing bubbles in the rain (no thunder, no lightening). Stay away from the trees for safety. Kids love to splash in puddles and why not? It's vacation . It's time to do things you would not normally have them doing. You can cook out, so you can take a short trip to the local fast food place ( Many fast food places have play rooms), so your rainy camping day will turn out to be a fun success instead of just another day in the rain.

Stormy Weather: With the storms or prediction of storms while you are camping, use the malls to your benefit. During the worst part of the storms, pack it all up (not the tent) ; bring the kids and put them in the car and drive to the nearest mall stores. You can spend hours there going to the movies, browsing the bookstores, having lunch or dinner, and you can party-out the storm.

First things first, get away from the trees and out of the rain. Hop into the car or RV. You don't have to drive right away. Sometimes a storm can last ten minutes other times ten days. Knowing is being informed. Listen to your radio. Once at Hecksher State Park , all of a sudden it began to pour, lighting and thunder. It rained so hard and thundered so loud it sounded as if Noah would have to rebuild the ark. Most of the campers thought it best to leave the campsite for a while since the thunder was getting louder and louder. . There are malls not too far from Hecksher State Park, a short drive away. So, many times when the weather gets stormy, some of the campers pack up and spend a few hours at the mall instead of spending the entire day or night in the tent listening to the rain. If this happens to you, you can go to the mall, spend hours at a bookstore, have lunch in a fast food restaurant or at a pizza place and then head back to the campgounds after the worst of the storm is over. Everyone will be happy, entertained and feel that even the stormiest camping outing can be a total success. The rain will eventually lighten up, and you can experience your first rainy day camping but you will come away with a fun experience, not a griping holiday. Attitude is everything! Creativity is everything while camping. So many other people were there that same day - camping out through the storm but they were not as happy as as the campers who chose to leave the campgrounds and head to "CAMP MALL" . That's the difference between planning a great camping trip and being surprised by something that you did not expect. Plan your trip, plan for a storm and then you will know just what to do when the storm hits if the storm does hit. So, be prepared, be wise and you will have a wonderful camping trip, no matter what the weather.

Restrooms and Showers: Always accompany children to the restrooms. Never permit anyone to go alone to the restroom after dark or near dark, that includes adults. One of the things that people do not think or or remember is that whatever is out in the world is at your campgrounds too. Somehow people think that camping is a 'different' world just because they feel safe and peaceful in the woods and outdoors in nature. And that false sense of security is what puts many children and adults in danger. Take the same safety precautions that you would take if you are in a large city. Everyone goes to the rest rooms in pairs or in groups. Even in the middle of the night. Tell your children if they need to go to the restroom in the middle of the night, they need to wake you up. You will all go together. When you first arrive at the campgrounds remind your children what the rules are and let them know that these rules are for their safety and protection. Children should never go into any stranger's tent. And you need to remind each child that every other camper in the place is a stranger to them. At campgrounds, strangers and neighboring campers are always very friendly and after a day or two it can seem or feel like you all know each other. You need to remind your children that all over campers are still strangers and they shouldn't go into neighbor's tents at all -without you. Following this rule can keep children alive and safe. Keep the same rules that you keep at home. When at home, you don't allow your children to go home with strangers or go into strangers' homes. So when camping out - those tents are people's homes -even if only for a night or two. The tents are temporary homes so do not let any of the children to into any strangers' tents. Hecksher State Park has electrical outlets in the restroom. These are convenient to charge up your cellular phones, or other batteries needed. Stay with your equipment while it is charging. No state park is secure from thieves. Although the parks are serene and full of nature, you need to remember that in our country, thieves go on vacation also. So, protect your equipment, even in the state parks.

Hot, Hot, Hot! No matter what, always pack sunscreen, sunblock and insect repellent. These are essentials. If you don't have these, don't bring the children or babies camping. Bring a screen hut. This is an open-enclosure. It is open on two sides, closed on two sides. These go for around forty dollars, but we picked one up for ten dollars at a dollar store. This is a great tool to put over the picnic table. It brings you less mosquitoes and insects over your plates and food. Plus, it is fun for the kids. They enjoy sitting under it. Part of the enclosure is screened and part is cloth, so it provides some shade on hot and sunny days.

Those are just some of the basic essentials of camping out with babies and children. Some of our upcoming articles will focus on tents and choosing the right tent for you. There are many more ways to be safe and secure.

Thank you for leaving your note regarding camping with children. I read that the article scared you a little, which was not the intent of the article. But rather, the intent of the article is to bring some things to the attention of moms, dads, guardians or others who will bring babies, tots and children on camping excursions. As far as being scared, I am sorry to hear that it scared you. But as with all life, having some fear is a natural thing. In fact, it is our fear that usually protects us from other dangers. Imagine a child without fear? That child might get into serious trouble that the natural fear might not allow. For example, if children were not afraid of fire, they could be more easily burned and more often burned. But once they are told, and made aware of the dangers of fire, those children lead healthier lives and they are protected from third-degree burns and even in some cases --read the news-- protected from death. I am changing the title of the article to be more specific and more revealing about the actual topic that I am writing about, which is safety and security.

And it is in that spirit that I wrote the article about camping. I wrote it to reveal things that people would not ordinarily think of when they are about to go camping with children, babies or toddlers. And yet the things that I wrote about are actual things that have happened in campgrounds. For example, the big RV that backed up into the fountain, that actually happened. And, luckily there were no children around the spigot at that time of night. No one was hurt, just the water fountain was hurt. Before seeing that happen, I never, ever would have expected that a large RV would back up--without the driver looking out for what was behind the RV. Who would think that? But obviously that happened. So I pass on this information, not to scare, but to inform and to remind people of the dangers that really are around some campsites.

I hope that I can relieve some of your fears by saying this-- that none of what happened or could happen is anything that would keep someone from camping out. Camping is a wonderful, relaxing experience, that thousands, if not millions do, every camping season. And some even camp out in winter too. And some of the camping problems occurred in larger cities, not in small towns, like the RV backing up. That happened at a campsite that has millions of people visiting each and every year. So, you see, real occurrances do not keep campers from attending state parks or from camping out. Sincerely, I hope you camp and camp and camp again, at as many places as you are able to.

I, as many campers do, believe that everyone should be aware of what happens in campsites and of would could happen or did happen at campsites. Being aware of these things does not put us in fear, but rather strengthens us. Everyone in the NY campsites know that most times it is always safer to accompany children to the restrooms rather than let them go alone. That is just a New York thing. If you do not have to do that in your smaller towns, kudos to you. But I guess just growing up in NY and having the all-around NY experience, we just use your common sense and our training to do what we have to do to keep babies, toddlers and children safe when we are camping out. For us, New Yorkers, camping is never a fearful experience, but to the contrary, it is a very comfortable, relaxing and usually peaceful experience for all of us. And we hope that happens for you too.

For other camping suggestions and ideas, for babies, toddlers and children, during camping excursions, I will write another article. I do appreciate your comments, questions and feedback, all of the time, whether you agree or do not agree, I welcome your remarks and emails. Thank you so much for reading and participating.

Updated May 10, 2008

Recommend : spyware freeware Thai Grocery

Kiddicouture Willz 3 In 1 Take 2

www.kiddicare.tv Watch this video featuring the Kiddicouture Willz 3 in 1 Travel System Beyond Black product and shop other products on Kiddicare.com. Featured in the video: [1] Kiddicouture Willz 3 in 1 Travel System Beyond Black direct-url.com [2] Kiddicouture Willz 3 in 1 London - New York - Paris direct-url.com



http://www.youtube.com/watch?v=EjamJ_Tt9VU&hl=en

Visit : Prk Lasik Best Price

Fox News Attacks Clubpenguin and added basic bold sites

This one mom canceled her childrens accounts due to the so called "VIP ONLY" This news story makes it sound like members are the only way to play. This is What one mom learned in her journey through kiddie cyberspace — and what every concerned parent needs to know Disney brought clubpenguin 2 years ago for $700000000. Here's what ensued when ChilyLily(Undercover mom) approached three cheery-looking penguins. ME: Hi, I am ChilyLily and I am KEWL DANCING PENGUIN 1: R not ME: Hannah Montana Rules DANCING PENGUIN 2: weirdo DANCING PENGUIN 3: we r going to a members only party ME: Can I come? DANCING PENGUIN 1: ewww No! ME: PLZ DANCING PENGUIN 2: (angry face) ME: (frowns) DANCING PENGUIN 3: go away or I am reporting u "Reporting" means telling the CP powers-that-be that I'd been breaking the rules, which would have been untrue, but nonetheless, I took the hint and slunk away. Well, being a non member in everything is also like being left out. The new modern kids care about popularity,rareness,fame and they wont talk to your a non member mostly. I honestly feel pity for the non-members out there. but this girl in the vid doesn't look poor to me, her mom says their poor but wow they have a macbook. Against or Not? Comment and subscribe =) GBU ALL! Read the article here:- www.goodhousekeeping.com



http://www.youtube.com/watch?v=-lDaUqTGxFQ&hl=en

Related : Plastic Forming

Use Your Embroidery Machine to Quilt? You Bet!

Quilters who are not already a machine embroidery enthusiast just may find themselves engrossed in the craft once they realize they could incorporate machine embroidery into their quilting.

Embroidery is a traditional way to add special decorative touches to quilts. Whether by hand or machine, a quilter may accent his or her creation with embroidered flowers or other accents. But today's machine embroidery - for those willing to try it - can make quilting quite different.

For instance, a quilter may use a simple embroidery design to let the machine "quilt" the project. Simple one color designs work best, especially for the beginner.

If you want to give this a try, look for an embroidery design that's simple - one that you can visualize stitched into a quilt. Some redwork inspired designs work well. Other simple designs like flowers, circles, sun/moon, houses, hearts - there are all sorts of designs to choose from - can work well as quilting stitches.

Be sure to keep your quilt top's theme in mind. We all know and love the traditional beauty of the double wedding ring quilt. While the quilt top is beautiful with its color variety, the quilt back is just as pretty with its simple stitching that follows the design on the top.

What if you used an embroidery machine to quilt hearts into the quilt design? That one unexpected touch would truly make your quilt unique.

Have you ever needed to throw together a quick quilt? Many quilting pros laugh at the notion, but sometimes we need a quick gift to give and want to make it personal. Lap quilts and baby quilts are very easy to create on an embroidery machine.

Simply hoop your top fabric, batting and backing fabric into an embroidery hoop. Pick a design and get to work! Even if you are quilting solid color fabrics, you can complete a quick, beautiful quilt with the embroidery machine in no time!

Some ideas for a baby blanket for a boy would be to use outlines of footballs, airplanes, trucks, trains, etc., for your quilting pattern. The hardest part of your job will be re-hooping fabric and pushing the "start" button!

Ideas for a baby blanket for a girl include outlines of flowers, baskets, dolls, kittens, etc.

The method above uses machine embroidery on relatively small quilts. Larger quilts can be done the same way or may be quilted with machine embroidery by individual quilt blocks. Experiment to decide which method is easiest for you and remember that the machine embroidery quilting method may change with each unique project.

If you can't find a pattern you like already on embroidery file, ask a digitizer to help you create one. A digitizer takes art images like drawings, clip art images and fonts and alters them via computer to become a stitch pattern. So if you'd like for your family tree wall hanging to be quilted with a tree pattern, a digitizer can create one for you.

Tell your digitizer you want to use the image for quilting. The digitizer will need to plan stitches accordingly.

Quilting is rich in tradition and therefore many true-blue quilters do not like the idea of using machine embroidery to quilt their projects. Isn't it great to try new ideas and techniques? Remember, not to long ago quilters refused to consider machine quilting at all! Embroidery machines will never take the place of quilters, but it can be a fun and rewarding sewing technique to try from time to time.

Tags : headrest tv mendresses for sale

Do Your Part - Recycle - Use Former Billboards As Tarps

One of the most recyclable and efficient materials on the market today are used billboard material, because there are tons of things this material can be used for. The following are just a few projects people can use these billboard tarps for:

Chicken coop covering. These are inexpensive and because they have UV protection, they make terrific coverings for any animal pen.
Shade on those sunny hot days. When you are working outdoors and need a shady place to sit for a few minutes these billboard tarps make a great choice
Paint spatter protection - If you are a painter these tarps last forever and don't tear, so you can safely paint away and keep paint spatter from happening on floors or furniture.
Fine Arts table covering - These used billboard tarps make a great covering for any fine artist. They protect your work area and are very easy to clean up
Children's crafts covering - These tarps make a great table or floor covering for when children want to produce some type of craft.
Plastic swimming pool cover - The used billboard tarp can be placed as a lining underneath the plastic kiddie swimming pool, or can cover it to keep leaves and stuff from getting in the water.
Transportation tarp - Used billboard tarps make great truck coverings or product coverings for shipping. Especially if it is a heavy product that may tear a tarp.
Boat covering - Using a billboard tarp will keep your boat from getting dirty
Car covering - Use a billboard tarp to keep your car from getting dirty when parked outside.
Motorcycle cover- This type of tarp will keep your motorcycle safe and out of the elements.
So those are ten good reasons to use recycled billboard tarps.  The reason many people use billboard tarps is because they are inexpensive,  UV protected, and they are about ten times stronger than regular tarps you can buy at the hardware store. 

These tarps make a great option because they are made especially to withstand the elements. Most billboard companies make these tarps to last up to ten years, but often aren't used for more than a few months.

Visit : Buy Audiobooks

Kiddie Academy Of Langhorne - Langhorne, PA

Kiddie Academy Of Langhorne 215-750-5512 www.yellowbook.com



http://www.youtube.com/watch?v=weLjpaO_NqM&hl=en

Tags : Best Price

Using an 'All in the Family' Business to Get Tax Breaks

Many small businesses get the whole family involved. Parents bring children into a business for help and to teach the kids money-making skills. When the children grow up, they may take over the family business and then pass it on to their offspring.

The Legal Structure of a Family Business

Either spouse can own a sole proprietorship. If other family members share ownership, the business must be organized as a partnership, limited liability company, or corporation.

These more complex forms of doing business offer families more tax and estate planning flexibility than sole proprietorship. For instance, incorporating allows family members to receive ownership benefits (such as stock dividends) even if they don't work for the enterprise. Or, forming a family limited partnership or LLC makes it easier to transfer business ownership to family members gradually over time and save both income and estate taxes.

Families can even combine several different types of business structures to best -distribute tax benefits. For instance, a partnership with several siblings can own and rent a building to a corporation owned by their parents. Whether or not multiple entities make sense depends on the tax situations of all the family members.

Generally, whether the complications of forming several entities are worth it hinges on the -income splitting ideas discussed below.

Income Splitting Lowers Taxes

Family members often pool their resources to run small businesses. For many, this provides not only a good living, but also a sense of security and closeness. As a bonus, family ventures can also bring tax savings for the family unit.

One technique known as income splitting shifts income from higher bracket taxpayers-usually parents-to lower ones-usually children or retired grandparents. Obviously, these strategies depend on cooperation and trust between family members.

Legality of Hiring Your Kids

It's perfectly legal to hire family members to work in the business for a salary. Courts have supported parents hiring their minor children as long as they give them real work to do. Employing kids or other relatives is okay-as long as the pay isn't outrageous. Following are the basic tax code rules on hiring your children or parents.

Tax Benefits of Hiring Your Kids

Putting your children to work in your business can reduce your family's tax bill. Paying your kids reduces the business profits that would otherwise be taxed at your tax rate (which is always higher than your kids' rates).

A minor can earn up to $5,150 (2008) without owing taxes to the IRS. Then, the tax rate starts at 10%. As long as the -income is earned by a child who works in the family business, the kiddie tax (tax on a child's investment income discussed -below) doesn't apply.

Besides Junior's lower tax bracket, no FICA (Social Security and Medicare) taxes are due when he works for Mom or Dad's business. Ditto for FUTA (federal and state unemployment) taxes when Junior is under 21.

In other words, there's no tax cost for putting Junior on the payroll. If Junior saves up or uses the money for things the parents would be buying anyway, this is money in the family piggy bank.

EXAMPLE: Laura, a single mother and the sole proprietor of PhotoLand, earns $380,000 per year, putting her in the 35% tax bracket. Her 17-year-old daughter, Louisa, helps out -after school, on weekends, and all summer. Louisa is paid $20,000 over the year.

Louisa files a Form 1040 tax return, taking her personal exemption and claiming the standard deduction. She owes $1,735 (10% on her first $7,825 of taxable income and 15% on the remainder) in income taxes and no FICA tax.

If Laura hadn't hired Louisa, and -instead took the $20,000 in -income herself, she'd pay taxes of $7,580 ($7,000 in income taxes at 35% tax rate plus an additional $580 in self-employment taxes-2.9% for Medicare).

Total family federal tax savings: about $5,800. The tax deal can be even better if Louisa opens an IRA. (See - just below.)

TIP: Save even more with an IRA for your child. An individual retirement account can be established for any working child who earns wages. Putting money into an IRA makes tax sense even if the child takes it out long before retirement, say for college.

Paying Your Children Legitimately

Courts have okayed kids as young as seven getting paid for simple chores like taking phone messages or cleaning the office windows. (I don't know about your kids, but I shudder at the thought of a seven-year-old answering my business phone.) Children can be paid a reasonable sum for their work; reasonable pay depends on the facts and circumstances of each case. My advice: Don't try to pay and deduct more than a few thousand dollars per year to any of your children under age 12.

EXAMPLE: Dr. Moriarty (his real name-not Sherlock Holmes's nemesis) hired his four teenagers to do clerical work for his medical practice. An IRS auditor said this was a mere subterfuge to deduct the kids' allowances as a business expense. The tax court overruled the IRS, saying it was all legal as long as the kids did real work and were paid reasonable wages. (James Moriarty, TC Memo 1984-249.)

Type of work. The kind of work done by the child-such as washing the company car, filing, or going to the mailbox-doesn't matter, as long as it's a task a business customarily would pay someone to do. Duties should reflect the age and training of the children. While it is fine to pay a 14-year-old to do computer inputting, it wouldn't wash for an eight-year-old. But it's okay to hire your precocious 13-year-old to do filing even if you might not hire someone else's 13-year-old for the job.

Rate of pay. Generally, don't pay your child more than you would a stranger, although there is some wiggle room. If you pay little Susie $7 per hour, and you could realistically find someone else to do it for $5.50, an auditor will likely let it pass. But you are pushing the envelope if you pay Susie $20 per hour.

Schedule of pay. The payments to your kids should match up to a work schedule. This can be tied to school vacations, after-school time, or holidays. If you make only one or two lump sum payments in a year, an auditor might think that you are trying to fudge on your taxes instead of legitimately paying Junior for work.

Making Your Kids Co-Owners

You can also shift business income from higher-bracket family members to lower ones by giving your children stock in your corporation. Children don't have to work in the family business with this income-splitting technique.

Stock ownership is treated as an investment in the business by the family member, even if the child didn't pay for the stock. The primary drawback to giving your children stock is that you must irrevocably transfer the stock to them. You have no legal right to take it back later.

Children can receive dividends on their shares of stock in the family business. Dividends are taxed according to how old the kids are, with a break for kids under age 18. For more information, see IRS Publication 501, Tax Rules for Children and Dependents.

Recommend : Baby Outerwear hdtv muay thai dvd

Swarm Stand Up - Suspense feat. Rob Hustle

Time to Stand up for the Swarm! Straight heat from Suspense and Hustle. Download the MP3: www.zshare.net Check out and Subcsribe to the Original at Suspense's Channel: www.youtube.com Get the Latest Music! Subscribe to VGMExchange: www.youtube.com Become a Fan of Rob Hustle: www.facebook.com Lyrics ++++++++ Suspense: Yea I'm back thirst has been attached... Switched Race felt good when that larva finally hatched... Now it's time to drone up, Zerg is for the grownups... I'm 26 guess I guess it's time to show up.... Get away from kiddie games play with the power... Rush me once the creeps down it'll take about an hour... I ain't sour bout the hate threads Idra held it down... Not jumping on the wagon bitches The Swarm is in me now... And I'm so proud So good terran tears filling rivers... Magic Box ain't really new but that shit delivers... Aiming banelings for the tech lab he ain't see it coming... Now the coast is clear zerglings off and running... Now the mutas flying but I ain't crying here... Here the screams from the base Thor is Fucking Queer... Gives me safe haven, all I want and more... What you say Raven? Nevermore , Nevermore... Chorus: You've been warned the Swarm about to Stand Up... We taking over Terrans better back up... Feel the rush start owning the crowd... I know its a just a game but its a part of me now... x2 Rob Hustle: We can break.back.in. If you hidin with the nydus Dont give-a-damn if-you-don't like us Come and fight us You be lookin-like-a pin ...



http://www.youtube.com/watch?v=A2VFtR7WY7k&hl=en

My Links : Thai Grocery discount carseats debt assistance

Manic Depression Cure

Throughout the medical community great minds are coming together trying to piece together a manic depression cure. Manic depression strikes thousands of people across the world and is perhaps the most dangerous form of depression. Marked by extreme highs and lows manic depression can first show itself in a number of ways often which include violent outbursts or even physical confrontations. No one is one hundred percent certain what causes depression much less manic depression. Some people first develop this illness early on in life while others may be much older before experiencing symptoms. It takes a close eye to differentiate between standard depression and manic depression sometimes referred to as bipolar depression.

People suffering from manic depression often times lack self control which can lead to unwanted consequences. Everyday tasks such as sticking to a budget can be overwhelming. Everyone has mood swings at some point in life. This is no surprise; however a normal person has what I will refer to as safety nets in their mood swings. If you think of your moods like a roller coaster ride your happy moods being the high points in the track and your depressed moods being the low points a normal person would be comparable to the kiddie coaster. A person suffering from manic depression however would be comparable to the mac daddy of roller coasters with the highest points being 1000s of feet up and the low points digging deep into the earth. Their emotions are like a runaway train gathering more and more steam in whichever direction they are traveling so when a normal person will only get so sad a manic depressed person will go beyond that point toward the suicide line. The same goes for their happy moods, they can experience greater highs than you or I might be accustomed to and this can be as dangerous as the lows. Often times when riding one of these highs the person may feel a sense of invincibility thus encouraging dangerous or illegal behavior. One common trait amongst the people I've known suffering from manic depression is large shopping sprees. In my mother's case she would go to town with the home shopping network while a past boyfriend of hers would buy cars he couldn't afford. Imagine impulse buying on steroids.

People suffering from manic depression have a tough road to travel each day but imagine their lives with a manic depression cure. What would it be worth to change these people's lives in such a positive way? Manic depression not only tears the person suffering it apart but it can have a detrimental effect on everyone who comes in contact with that person ranging from close family members to co-workers. It is important that we continue to support research into depression so that one day those suffering can live normal lives again.

See Also : booster seat

CHILDREN'S PARTY - Town's Delight The Caterer

Town's Delight - The Caterer is a professional food service company that offers the best solution for your event and catering needs. It offers its clients with creatively decorated venues intended to make any occasion memorable and special. We have, in almost all places in the Philippines catering, we have been regarded as one of the leading Philippine Caterer and become known widely as Cavite Caterer, Tagaytay Caterer, Alabang Caterer, Batangas Caterer, Manila Caterer, ParanaqueCaterer, Pasay Caterer, Las Pinas Caterer, Muntinlupa Caterer. Towns Delight seeks to advocate the development of the food service industry through an institutionalized professional management of the company's various services and expert system for the implementation of its various bodies of the food supply. LET U.S. CATER your next event! Let our team of gourmet bakers and chefs create a table of temptation like youve never seen. Provision of high quality food and making entertaining easier is our areaof expertise. Towns Delight the Caterer intends to operate as a profitable company, the Food-Service Product Excellence values through superior culinary service, high quality services, special loyalty to the company, genuine concern for the welfare of employees and, above all, and outstanding customer service. BRING THE TASTE OF TOWNS DELIGHT INTO YOUR HOME



http://www.youtube.com/watch?v=9K9_jkMP4nY&hl=en

Related : Baby Outerwear Public Liability Insurance Prk Lasik

Kiddie Academy of Whitestone / day tribulation in White Stone

Kiddie Academy of Whitestone is a leading provider of child care, child care, day care, kindergarten, preschool, preschool, before k, kindergarten serving Whitestone, College Point, Flushing, Bayside and all of Queens.



http://www.youtube.com/watch?v=-Trk65kyRDI&hl=en

Friends Link : Best Price

Inside Secrets of Failed Tax Strategies

I have seen the inner lives of hundreds of tax strategies. I reveal a recent study on fiscal policies to the inside secrets of failed tax strategies. I was looking at the most common cause of failure. The most common reasons centered around the cost, but not in a way, you can expect.

- The actual cost -

In determining if the cost of the strategy is outweighed by the benefits that offset many people a very important cost - the leadership, that is, your CPA. The cost ofCPA can vary widely. Take for example the cost for submitting a tax return. You can CPA $ 750 fee can be a different fee $ 2,500. Well, on the surface, it is easy to say, the $ 750 back is the lower cost. But what is the actual cost to $ 750 back? What if the $ 750 tax return does not reduce an analysis of the amount of taxes paid and taxes with the $ 750 back paid $ 5,000 more than the taxes with the $ 2,500 are paid back?

- Do not get started -

Many control strategiesfailed because they simply never start. The time that most people think of a control strategy is usually at the same time they start a new business or investment strategy. For a time, usually bar tight. The control strategy is then an additional element to the already growing pile of money to add obligations. The control strategy will be put on hold temporarily but soon the temporary state permanent.

- DIY -

I often refer to this as the 3rd most expensive words in theEnglish language - Do It Yourself. The people who took this course were really forced to do so. The options available to them do not have benefits that outweigh the costs, so that they were forced to reduce costs. Number one, people like their money has been reduced as much as possible to do it myself. The problem with this approach is that these people were not using their intellectual capital. They were left on their own knowledge and not by seasoned professionals. Because theyNot for the professional help that was inexpensive for them again they were on the little that they could from the IRS website and taxes shall exit get in the bookstore. There were no low-cost, effective alternative to study the tax-saving concepts that critical to pay less tax.

- No check-up -

Do you see a doctor annually, even if you are not sick? Most of us do, its part of our strategy for a long and healthy life. The same must happen with taxStrategies. Many people fix their strategy to work diligently with their CPA for the first year or two, then let things go a bit. While its true that some tax strategies to some degree run over time to determine its never a substitute for review with your CPA, if there is something that has changed or done differently. After all, even if nothing changed in your world, the world is changing tax on a regular basis.

- What should be learnedthese failures? -

* Start your tax strategy in advance for your new venture.

* Do not let your DIY expensive decision!

* Minimization of costs is admirable, but do not disclose this to the right instructions.

* Understand your actual costs for both pay much your taxes with the wrong leader.

* Get your routine check-up. Even if you are not a new activity, check in at least 3 times a year - once with your tax return, once at the end of the year and once during theMid-year.

Recommend : auto insurance onlinequote hdtv ratings carmonitor

Virtual pets online games my kids love

Work in information technology has given me the ability and knowledge in computer systems. This is also the main reason why there are five computers in the house. While I am of two of them, the remaining three serve as mini-gaming network for my kids and their friends. I taught my children how to use computers and surf the Internet. Of course, I have some parental filters and the corresponding controls. These protect my children from unsolicited information and other perishableThings that they could encounter while surfing. Our house seemed like a perfect hangout place for my children and their friends. How they love it when I serve sweet disabled a few while they are online, their own kiddie company.

I have noticed that children love to virtual pet games online. They enjoyed it so much they rarely play outdoors. Your online gaming, while munching disabled sweets made from sweet, gave me a more stringent monitoring. I was at first, but after verification of doubtfulWebsites privacy policy, I was allowed to continue playing.

There is this particular site that really love my children. You spend hours and hours playing time while eating some squid and sweets made from sweet disabled. The website allows them to up to four virtual pets a time. Then they have to "buy food, toys, clothing and other accessories using a virtual currency. They deserve that virtual cash by playing games, the investment in a virtual stock exchange, the animals" among others. Ido not know the mechanics of the stock exchange saying that it amazes me that my children have this game so much fun.

If my children are close friends, I disabled always sweet to get more out of candy stores. My little girl loves dolls. As I found out about virtual dress-up game that I finally got to it inside. There she has all the freedom of dressing up their dolls any way she likes me without spending money. What's more is that all elements are so "fashionista". My girl is only one ofMillions of children, adolescents and adults who visit the game site each month. It is not just a place to play, but friends, and take part in active online community events.

Children want to grow up. My son gave my daughter gave her pets and dress dolls. Well, they leveled in new virtual online games. My son now plants, crops and still invests in the farm things. His pets were livestock and crops, he even milks. On the other hand, my daughter is so engrossed with their virtualCafe. Now wakes early, "serve" only to their courts. I wonder if she ever found out how sweet hindered.

Thanks To : Complete Series For Sale Arrow Shirts